When I say “FINANCES” what do you think about? Does it have to do with debt? Does it have to do with not having enough money? Or is it freedom from financial worries? Ideally, we all aim for financial freedom and the ability to simply focus on what matters most.

The concept of living paycheck to paycheck isn’t what we want. It is important that we are able to control our own money and how much we earn. It is our desire to live better lives here on earth. What other reason could we possibly take such a path as an entrepreneur? We want to be different and make life easier for ourselves and for our children.

Financial success can be defined in two ways:

Firstly, Success in the financial world is simply putting forth consistent effort so that you are in a better financial position than you would otherwise be in. The rest doesn’t matter since nothing else is under your control.

Secondly, Using your financial resources to create financial freedom, but also contributing to building God’s kingdom, is how the Scripture describes financial success. It means giving money, tithing, giving your time, and giving services.

Throughout the Old Testament and New Testament, the Bible gives us clear instructions on how we should view financial success differently than others.



We learn from the Bible to avoid borrowing money because borrowing money can lead to being in debt and losing everything we own. (Proverbs 6:1-5; 20:16; 22:7,26-27)


“Go to the ant. Consider her ways and be wise, without having a chief or officer, she prepares her bread in summer and gathers her food in harvest, how long will you lie there, O’ Sluggard?  When will you arise from your sleep, a little sleep, a little slumber? A little folding of the hands to rest. And poverty will come upon you like a robber and want like an armed man. “ – Proverbs 6:6-11

This is such a direct statement. Anyone can truly understand what it means. We cannot waste time and wait for financial success to come knocking at our doors. We sometimes need to be more hardworking and know our strengths and weaknesses. Just like the ant.


As soon as I hear the word “obsession”, I immediately think of idolatry. In difficult times, your god is the thing you turn to most often. Christians should never enter that place, but rather be rooted in the Word of God, His presence and His love so deeply that it will be nearly impossible to worship anything else but Him. We should entrust our hearts to him alone. Avoid obsessions, they do not lead to success. Follow Jesus.

In a sermon about idolatry, one point involved a question: “What do regular people see on your bank statement at the end of the month?” Can you tell me who they see? Are they seeing you or others, or is Jesus visible in your finances? “

He who loves money will not be satisfied with money, nor he who loves abundance with its income. This too is vanity. – Ecclesiastes 5:10

But godliness actually is a means of great gain when accompanied by contentment. For we have brought nothing into the world, so we cannot take anything out of it either. If we have food and covering, with these we shall be content. But those who want to get rich fall into temptation and a snare and many foolish and harmful desires which plunge men into ruin and destruction. For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs. – 1 Tim 6:6-11


The biblical model of giving, not getting. (2 Corinthians 9:6-7)

Now this I say, he who sows sparingly will also reap sparingly, and he who sows ‘bountifully will also reap bountifully. Each one must do just as he has purposed in his heart, not grudgingly or under compulsion, for God loves a cheerful giver.

God blesses us with riches above when we give to the poor. Keeping our distance from someone in need is the same as leaving them for dead, which violates the 6th commandment. 

As Christians, we should be instilled with the knowledge of our Savior so that the law is written on our hearts. His life animates us. We are not dead in our sins. Helping those around us is important. It is possible to be charitable as an entrepreneur due to the resources we have available. Our Father is very grateful when we give. Give, but don’t expect anything in return. Live for the audience of one and seek His glory. As you have been enlightened by His Holy Spirit, you should share this light with others.

Giving should be done with discernment as well. Give a beggar a job rather than a small amount of money, as you wouldn’t want to damage their lives further. People may not have the wisdom to make wise decisions, and we must come alongside them and help them where needed.


The word steward comes from two words in Greek:

The first being ‘epitropos’ which means “manager, foreman, or steward”.

“The second word is ‘oikonomos’. It also means ‘steward, manager, or administrator’ and occurs more frequently in the NT Depending on the context, it is often translated as “dispensation, stewardship, management, arrangement, administration, order, plan, or training.” (

We might need to remember one important fact to fully understand stewardship: God created everything and He owns it all fully (Genesis 1:1). We are stewards of what He owns. It is up to God to use, send, and take what He desires, but we have a duty to steward what we have.

This could be through the means of:

–        Saving money

–        Investing money

–        Giving money

–        Using our resources to make money.

–        Helping others

“The biblical doctrine of stewardship defines a man’s relationship to God. God is identified as the owner, while man is identified as the manager. In all aspects of our lives, God makes man His co-worker. In 1 Corinthians 3:16, Paul says, “For we are God’s fellow workers; we are God’s field, God’s building” (1 Corinthians 3:16). 

We can then start viewing and valuing life more accurately, which leads to a more fulfilling view of our possessions and our lives in general. Stewardship is the way we fulfil our purpose in life, as assigned to us by God. The opportunity is divinely given to be a part of God’s worldwide and eternal redemptive movement (Matthew 28:19-20)”(”.

“All Christians are but God’s stewards. Everything we have is on loan from the Lord, entrusted to us for a while to use in serving Him.” – John MacArthur


“But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

1 Timothy 5:8

This is a lot to process. This goes hand in hand with the advice for the lazy person. Our family must be provided for. Can you see how gender or sex is not mentioned here? Providing is not just the job or purpose of the man, but also that of the woman.


A faithful person will be richly blessed, but one eager to get rich will not go unpunished. “

Proverbs 28:20

This point surprised you, didn’t it? When we pursue riches, however, there is no true reward. Jesus needs to be pursued, we need to seek Him out. Life eternal is obtained through Him.

Our satisfaction that will never run dry, a fountain that will never dry up. Our thirst can only be quenched by Him, and He is the only one who can give us what we truly need. This is something we can enjoy for eternity, not just for 80 years below the earth’s surface. YOLO (You only live once), No, you do not only live once, according to the Bible, you live for eternity.

Riches do not profit in the day of wrath, but righteousness delivers from death.

Proverbs 11:4

(Proverbs 28:20; 10:15; 11:4; 18:11; 23:5)


In summarizing the bible’s teaching on stewardship and money management, the keyword would be wisdom. The Lord expects us to give back, joyfully and sacrificially. Rather than storing up money only for ourselves, we should use it for the benefit of others.

There is no guarantee that believers will be blessed with wealth in the Bible, and not everyone who believes will become wealthy. However, what is promised is eternal life. We could not possibly receive a better gift than this.

There is something much greater than eternal life, however, and that is a relationship with Jesus. He created us, saved us and will raise us to life again. He cannot be replaced by anything on this planet.

It’s no sin to desire financial success, but we should not make it our focus and priority if that’s all that we think and all that we desire. Because the chief end to us is placing something on the throne other than God himself and that leaves us on dangerous ground.

The treasures we place above remain there, and that is what Jesus told us in the book of Matthew. Money is an earthly thing, and we cannot take it into the kingdom with us. (Matthew 6:19-20)

 “Money can be an expression of love but never a substitute for Love.”

John MacArthur



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